Group Short & Long Term Disability
Another important insurance is short & long term disability. This insurance is often passed over by employees, but we see this as an integral part of a benefits package for all employees. Too many times, we see employees get sick or injured and they have no replacement income to supplement them while out of work
Disability Insurance
Disability Insurance is designed to provide a replacement income when wages are lost due to an illness or injury. It does not cover the medical expenses associated with a disability, but does provide income to an employee unable to work while disabled.